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Learn More Home Equity: 2.99% APR* for 12 months. Learn More Columbus Day Special! Rates as low as 2.74% APY* Learn More New Auto Loan: Earn $250^ Learn More Your Advantage Working together to secure a real advantage. Auto & Personal Savings & Certificates Mortgage Rates Auto Loans as low as 2.44 % APR* Credit Cards as low as 7.75 % APR* Signature Line as low as 11.00 % APR* RV Loans as low as 3.94 % APR* View all rates 36-Month Certificate 0.85 % APY* 48-Month Certificate 0.90 % APY* Money Market as high as 0.85 % APY* Savings 0.05 % APY* View all rates 5/5 ARM Interest as low as 2.875% APR* as low as 3.125% 15-Year Fixed Interest as low as 2.999% APR** as low as 3.161% View all rates Love Your Rewards Love Your Rewards Click to start saving today. CU Rewards Information Regarding Coronavirus (COVID-19) Information Regarding Coronavirus (COVID-19) Learn More New Mastercards New Mastercards New Cards. New Benefits. Learn More Your Advantage Business decisions are made with you in mind Learn More Local credit union engaged in the local community Learn More Helpful tools and advice Learn More Better value and Member discounts. Find out more If you're ready to be a part of something special, don't wait! We want to put you on the road to your financial freedom! Become a Member Your Partner in the Community 1st Advantage earns Virginia Values Veterans (V3) Certification for its commitment to hiring military veterans. 1st Advantage earns Virginia Values Veterans (V3) Certification for its commitment to hiring military veterans. Full story 1st Advantage Provides Digital Financial Education to Schools At 1st Advantage Federal Credit Union supporting our communities also means supporting our students. Full story 2020 Annual Meeting & Report With so many great things on the horizon, it's an exciting time for both colleagues and 1st Advantage members. Click to view our 2020 Annual Meeting & Annual Report. Full story 1st Advantage Awards $12,000 in Scholarships During Annual Meeting 1st Advantage awarded $12,000 in scholarships during Virtual Annual Meeting. Click to learn more about the program. Full story We are here when you need us 757-877-2444 757-877-2444 Contact Us Contact Us 24/7 Access 24/7 Access Find a Location Find a Location Connect on Facebook Connect on Twitter Connect on LinkedIn Stay Connected Bank in Virginia with 1st Advantage Federal Credit Union and enjoy quality personal and business banking services including checking , savings , mortgages , business loans and more. Visit a conveniently located branch in Grafton, VA , Yorktown, VA , Hampton, VA , Newport News, VA , Fort Eustis, VA , Gloucester, VA , Richmond, VA , Williamsburg, VA , or Virginia Beach, VA . Key Products Free Checking Credit Cards Personal Loans Mortgages Home Equity Line Key Advantages Online Banking Special Offers Community Impact Nationwide Branches Key Advice Home Buying Money Management Retirement Planning Credit Counseling Information/Cybersecurity Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. *APY = Annual Percentage Yield. APR = Annual Percentage Rate. Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed. 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